Blog News We’re in a sellers market. What does that mean? Even though activity in the housing market has slowed from the frenzy we saw over a year ago, today’s low supply of homes for sale is still a sellers’ market. But what does that really mean? And why are conditions today so good if you want to list your house? It starts with the number of homes available for […]
Blog News The Top Reasons for Selling Your House   Many of today’s homeowners bought or refinanced their homes during the pandemic when mortgage rates were at history-making lows. Since rates doubled in 2022, some of those homeowners put their plans to move on hold, not wanting to lose the low mortgage rate they have on their current house. And while today’s rates have […]
Blog News What You Should Know About Closing Costs Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what closing costs are […]
Blog News The 3 Factors That Affect Home Affordability If you’ve been following the housing market over the last couple of years, you’ve likely heard about growing affordability challenges. But according to experts, the key factors that determine housing affordability are projected to improve this year. Selma Hepp, Executive, Deputy Chief Economist at CoreLogic, shares: “. . . with slowly improving affordability and a more optimistic economic […]
Uncategorized Why It Makes Sense To Move Before Spring Spring is usually the busiest season in the housing market. Many buyers wait until then to make their move, believing it’s the best time to find a home. However, that isn’t always the case when you factor in the competition you could face with other buyers at that time of year. If you’re ready to […]
Blog News Happy New Year!
Uncategorized 12 Hour Walk   I’ve been fortunate to always have a job that didn’t feel like work – but rather something I loved and truly connected with at my core.  I’ve been a part-time owner of a successful construction company, a youth pastor, an event & volunteer coordinator, a fundraiser & a public speaker. Then a major shift […]
Uncategorized Why It May Be Time To Add Newly Built Homes to Your Search If you put a pause on your home search because you weren’t sure where you’d go once you sold your house, it might be a good time to get back into the market. If you’re willing to work with a trusted agent to consider a newly built home, you may have even more options and incentives […]
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Uncategorized Mortgage Rates Will Come Down, It’s Just a Matter of Time This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. All of this is due to the fact that the average 30-year fixed mortgage rate has doubled this year, severely limiting homebuying power for […]
Blog News 10 Secrets for Selling Your Home 10 Best-Kept Secrets for Selling Your Home Selling Secret #1: Pricing it right Find out what your home is worth, then shave 15 to 20 percent off the price. You’ll be stampeded by buyers with multiple bids — even in the worst markets — and they’ll bid up the price over what it’s worth. It […]
Blog News Who Pays the Real Estate Commission and Closing Costs Who Pays the Real Estate Commission and Closing Costs: The Homebuyer or Seller?   Who pays the real estate fees If you’re buying a home, you’re likely off the hook for paying the real estate agent commission because the home seller is almost always responsible. The fee is paid by the seller at the settlement […]
Success Stories Congratulations Patrick! Miracles Happen! Wanna be inspired?  Read this story.   Patrick is a graduate of MN Adult & Teen Challenge 13-month long-term drug and alcohol recovery program…..that alone is something amazing to celebrate – it’s not an easy program.   He went on to be part of their internship program and was then hired as the […]
Blog News Tips for new homebuyers. Preparing to buy tips 1. Start saving early Here are the main costs to consider when saving for a home: Down payment: Your down payment requirement will depend on the type of mortgage you choose and the lender. Some conventional loans aimed at first-time home buyers with excellent credit require as little as 3% down. […]
Uncategorized Survey Says… Uhh Ohh! Survey Says: 94% of Sellers Don’t Disclose Property Defects They admit hiding a known issue with the home, which is against the law in most states. These are the 13 most common problems buyers find after closing a transaction. Home buyers who waive the inspection contingency must rely heavily on seller disclosures to be informed about any […]
Blog News What Stays With a House When You Sell It?   “What do I have to leave when I sell my house?” We’ve seen home buyers ranting on social media about missing doorknobs, toilet paper holders, and even trees from the front yard. But it can be far beyond merely annoying for the buyer. If you take something you haven’t negotiated to keep, you could tank the sale-or […]
Blog News Building a House vs. Buying a House Now, you’re probably wondering, Is it better to build or buy a house? Maybe the price tag is worth it . . . And you may be right! Or building a house may be a terrible idea for you. Whether building or buying a house is better for you really depends on your situation. Did […]
Blog News Should You Buy a Home with Inflation This High? While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still going up. You no doubt are feeling the pinch on your wallet at the gas pump or the grocery store, but that news may also leave you wondering: should I still buy a home right […]
Success Stories Shaun and Sarah’s Story You know those moments in life where something happens, where there is a connection that you JUST KNOW was meant to be? This is one of those stories…… Let me back up a little bit. I have a long-time connection and passion for Minnesota Adult and Teen Challenge (MNTC), an amazing non-profit licensed drug & […]